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1. Developers/Builders for construction of low cost affordable housing projects.
2. Housing Finance Companies (HFC) / National Housing Bank (NHB) for financing prospective owners of low cost affordable housing units. NHB can also, in special cases, on-lend to developers of low cost affordable housing projects. ECB cannot be used for acquisition of land. Similarly, borrowing by way of issue of Foreign Currency Convertible Bonds (FCCB) is also not permitted under the scheme. Detailed guidelines are contained in this circular.
