Section A : Disclosure in Notes to Accounts under Revised Schedule VI for Long Term Borowings and details thereof

3.1 Non-convertible Debentures referred above to the extent of:
(a) Rs.1,593 crore are secured by way of first mortgage/charge on the immovable properties situated at Hazira Complex and at Jamnagar Complex (other than SEZ unit) of the Company.
(b) Rs.5,000 crore are secured by way of first mortgage/charge on the immovable properties situated at Jamnagar Complex (other than SEZ unit) of the Company.
 (c) Rs.1,720 crore are secured by way of first mortgage/charge on all the properties situated at Hazira Complex and at Patalganga Complex of the Company.
(d) Rs.110 crore are secured by way of first mortgage/charge on certain properties situated at village Mouje Dhanot, District Kalol in the State of Gujarat and on fixed assets situated at Hoshiarpur Complex of the Company.
(e) Rs.50 crore are secured by way of first mortgage/charge on certain properties situated at Ahmedabad in the State of Gujarat and on fixed assets situated at Nagpur Complex of the Company.
(f) Rs.44 crore are secured by way of first mortgage/ charge on certain properties situated at Surat in the State of Gujarat and on fixed assets situated at Allahabad Complex of the Company.
(g) Rs.51 crore are secured by way of first mortgage/ charge on movable and immovable properties situated at Thane in the State of Maharashtra and on movable properties situated at Baulpur Complex of the Company.
(h) Rs.500 crore are secured by way of first mortgage/charge on the immovable properties situated at Jamnagar Complex (SEZ unit) of the Company.

3.2 Maturity profile and rate of interest of Non-convertible Debentures are as set out below:

3.3 Finance Lease obligations are secured against leased assets

3.4 Maturity profile and rate of interest of bonds are as set out below:

3.5 Maturity profile of Unsecured Term Loans are as set out below:

Bajaj Electricals Ltd. (31-3-2012)

Long-term Borrowings

4.2 Sales Tax Deferral
Terms of repayment: Sales Tax deferral liability/loan is repayable free of interest over predefined instalments from the initial date of deferment of liability, as per respective schemes of incentive.

Petronet LNG Ltd. (31-3-2012)
Long-term Borrowings

Note:

1. Secured by first ranking mortgage and first charge on pari-passu basis on all movable and immovable properties, both present and future including current assets except on trade receivables on which second charge is created on pari-passu basis.

2. Term of repayment and interest are as follows:

3. In respect of external commercial borrowings of INRNaN million from International Finance Corporation Washington D.C., USA and INRNaN million from Proparco, France, outstanding as on 31st March, 2012, the Company has entered into derivative contracts to hedge the loan including interest. This has the effect of freezing the rupee equivalent of this liability as reflected under the Borrowings. Thus there is no impact of in the Profit & Loss, arising out of exchange fluctuations for the duration of the loan. Consequently, there is no restatement of the loan taken in foreign currency. The interest payable in Indian Rupees on the derivative contracts is accounted for in the Statement of Profit & Loss.

Uttam Galva Steels Ltd. (31-3-2012)
Note 3 long-term borrowing (Rs. in crores)

(i) Details of terms of repayment for the Secured Non-convertible Redeemable Debentures issued by the Company and security provided in respect thereof:

(ii) Details of terms of repayment for the Secured Long-term Borrowings and security provided in respect thereof:

(1) 11.25% Non-convertible Redeemable Debentures are secured by first pari-passu mortgage of all immovable property and hypothecation of all movable properties including movable machineries, machinery spares, tools and accessories both present and future except packing machine supplied by PESMEL Finland.

(2) Term loans from Banks and Financial Institutions namely, Axis Bank, Bank of Baroda, Dena Bank, Exim Bank of India, Oriental Bank of Commerce, Punjab National Bank, State Bank of India, Syndicate Bank, State Bank of Hyderabad, IDFC and ICICI Bank Limited are secured by mortgage and the lenders have paripassu charge on all the present and future movable and immovable assets of the Company except packing machine supplied by PESMEL Finland, but not limited to plant and machinery, machinery spares, tools and accessories in possession or not, stored, or to be brought in companies premises or lying at any other place of the companies representative affiliates and all the intangible assets of the Company. The above security will rank pari-passu amongst the lenders.

(3) ECB loans from ICICI Bank Limited are secured by mortgage of all immovable property and hypothecation of all movable properties including movable machineries, machineries spares, tools and accessories both present and future except packing machine supplied by PESMEL Finland.

(4) ECA from Nordea Bank is secured by hypothecation of packing machine supplied by PESMEL Finland.

(5)    Term loan from ICICI Bank Limited, IFCI, LIC, GIC, and UII ranking pari-passu are secured by mortgage of all immovable property and hy-pothecation of all movable properties including movable machineries, machineries spares, tools and accessories both present and future except packing machine supplied by PESMEL Finland. 25,02,500 Equity shares (previous year 25,02,500 equity shares) held by Promoters are pledged against term loan of Rs.9.55 crore availed from ICICI Bank Limited.

15 Ramco Industries Ltd. (31-3-2012)

(1)Long-term Loans of Rs.11409.37 lac borrowed from banks for expansion of Textile and Wind Mill Division under TUF Scheme are secured by pari-passu first charge on the fixed assets and pari-passu second charge on the current assets of the company.

(2)    External Commercial Borrowing Loan of USD 6.00 million amounting to Rs.3052.50 lac borrowed from DBS Bank Ltd., Singapore is secured by pari-passu first charge on fixed assets and pari-passu second charge on current assets in favourof Security Trustee DBS Bank Ltd., Chennai.

As per requirements of Accounting Standard 11, ECB Loan has been valued at 50.875 per USD, at the closing rate on 31-3-2012.

This has resulted in a notional loss of Rs.375.50 lac which has been accounted as per Notification dated 31-3-2009 and 11th May, 2011 amending the Accounting Standard AS-11 relating to the Effects of Foreign Exchange Rates as 79.85 lac towards interest and 295.65 lac towards fixed assets.

(3)    The Working Capital Borrowings of the Company are secured by hypothecation of stocks of raw materials, work-in progress, stores, spares and finished goods and book debts and second charge on fixed assets.